Savings Club for Kids

Savings Club for Kids

Teach the benefits of saving

Have you enrolled your children as members of Friendly Federal Credit Union? By being a member they will be eligible to join the Johnny Appleseed Kid's Club. Johnny makes saving fun and helps your kids build strong financial habits for the future.

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You can use the equity in your home to help you pay for home improvements, cover educational costs, consolidate your debt, and more.


Your home is probably the largest purchase you'll make in your lifetime, and you've worked hard to gain equity in that investment. Put your equity to work for you to fund that home improvement project you've been dreaming of, consolidate and pay off bills, pay for larger purchases like college or a wedding - or just have access to money for emergencies. Our flexible Home Equity loan options give you the ability to choose the funds you need, when you need them. Plus, with No Closing Costs on most equity loan options, we make it easy to get fast access to that cash!

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Kids Savings Club

Teach the benefits of saving

Have you enrolled your children as members of Friendly FCU? By being a member they will be eligible to join the Johnny Appleseed Kid's Club. Johnny makes saving fun and helps your kids build strong financial habits for the future.

Call Today
Apply Now

Savings Club for Kids

Teach the benefits of saving

Have you enrolled your children as members of Friendly FCU? By being a member they will be eligible to join the Johnny Appleseed Kid's Club. Johnny makes saving fun and helps your kids build strong financial habits for the future.

Call Today

Interest Bearing

Savings


When you open a Friendly FCU Johnny Appleseed account, it collects interest like our regular savings accounts.

Only $10 to Open


It takes a deposit of just $10 to start a Johnny Appleseed savings account for your child.

Quarterly Statements


Free quarterly statements keep will you up-to-date with all your child's savings activity in their account.

Incentives to Save


Your child will receive a special gift when they present their deposit reminder card.

Start your children off with a Johnny Appleseed Kid's Club account and teach them a habit that will last a lifetime. This savings account is ideal for ages 12 and younger.

When you switch to a Friendly FCU free checking account, you're making a wise decision and enjoying the benefits of this low-cost financial service.


Just look at these cost saving features:


  • NO monthly service charge


  • NO minimum balance required


  • Instant record of all transactions. Each time you write a share draft, you get an exact duplicate on the attached carbonless duplicate copy


  • Monthly statements


  • Free debit card


  • 50 FREE checks when you open your account


Start your children off with a Johnny Appleseed Kid's Club account and teach them a habit that will last a lifetime. This savings account is ideal for ages 12 and younger.

A Johnny Appleseed Kid's Club account may be opened with a minimum deposit of $10.00, a copy of the child's birth certificate and Social Security card. With additional bimonthly, $2.00 minimum deposits, your child will be rewarded with small gifts for being a good saver. We care about your child's future, shouldn't you?


So stop in today and open a Johnny Appleseed Kid's Club account for your child or grandchild. We'll get things started by buying the first share!


Just look at all these benefits you'll enjoy:

  • Interest bearing savings account for children 12 and under


  • Interest earned on entire balance


  • Only $10.00 to open
  • Quarterly statements


  • Periodic activities and incentives to save


  • A great way to make saving fun for your child or grandchild


Who is Johnny Appleseed?



They called me Johnny Appleseed, but my real name was John Chapman. I was born Sept. 26, 1774, near Leominster, Massachusetts. I was a pretty smart kid, and education made a big difference in my life. When I was 24 or 25, I became a nurseryman. That's someone who works with plants. I liked apple trees, and I planted them on the western side of New York and Pennsylvania. Some of the big orchards you can see there today started with my trees.

I was always looking for new places. In the early 1800s, I was one of the first to explore the rich, fertile lands south of the Great Lakes and west of the Ohio River when they were opened for settlers. They later called it the Northwest Territory - what became the states of Ohio, Michigan, Indiana and Illinois. I called this big territory home for almost half a century - that's 50 years.

The settlers named me Johnny Appleseed. Some called me the Apple Tree Man, because I had lots of apple trees to sell people so they could have their own orchards.

Here's how I did it: I went into the wilderness with a bag of apple seeds slung over my back. I'd walk around until I found a good place to plant my trees. Of course, I had to clear the land and chop brush and weeds by hand. Then, I'd plant my seeds in nice, neat rows and build a brush fence around them to keep animals from digging them up or eating them before they got a chance to grow. Some of my nurseries were about an acre or so. Others were quite a bit bigger.

Who is Johnny Appleseed?

They called me Johnny Appleseed, but my real name was John Chapman. I was born Sept. 26, 1774, near Leominster, Massachusetts. I was a pretty smart kid, and education made a big difference in my life. When I was 24 or 25, I became a nurseryman. That's someone who works with plants. I liked apple trees, and I planted them on the western side of New York and Pennsylvania. Some of the big orchards you can see there today started with my trees.


I was always looking for new places. In the early 1800s, I was one of the first to explore the rich, fertile lands south of the Great Lakes and west of the Ohio River when they were opened for settlers. They later called it the Northwest Territory - what became the states of Ohio, Michigan, Indiana and Illinois. I called this big territory home for almost half a century - that's 50 years.


The settlers named me Johnny Appleseed. Some called me the Apple Tree Man, because I had lots of apple trees to sell people so they could have their own orchards.


Here's how I did it: I went into the wilderness with a bag of apple seeds slung over my back. I'd walk around until I found a good place to plant my trees. Of course, I had to clear the land and chop brush and weeds by hand. Then, I'd plant my seeds in nice, neat rows and build a brush fence around them to keep animals from digging them up or eating them before they got a chance to grow. Some of my nurseries were about an acre or so. Others were quite a bit bigger.

Frequently Asked Questions

Is there a minimum deposit to open my child's account?

Yes. A minimum deposit of $10.00 is required to open your child's Johnny Appleseed savings account.

Does the Johnny Appleseed Kid's Club account act like a regular savings account?

Yes. Just like our regular savings accounts, a Johnny Appleseed Kid's Club account is an interest bearing account.



How will I keep track of the transactions in this account?

You will receive free quarterly statements that will reflect all the activity in your child's Johnny Appleseed Kid's Club account.

What's so special about opening a kid's savings club?

We need to remember it’s never too early to start teaching our kids the importance of saving money. This is your opportunity to teach your children and grandchildren the strong values of saving and preparing for the future. While we’re bombarded with temptations to spend, saving money needs to be an important part of our financial education. Learning to save helps set goals, and shows how earning interest helps money grow over time.


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