|
| 
|
LOAN RATES
|
Term
|
Annual Percentage Rate
|
| New Auto Loans |
|
SPECIAL***** limited time
|
60 Months
|
3.50%
|
| limited time |
72 Months
|
3.75%
|
| Used Auto Loans |
| limited time |
60 Months
|
3.99%
|
| limited time |
72 Months
|
4.25%
|
|
|
| Share Loans |
| |
--
|
4.50%
|
| |
| Partially Secured Loans |
| |
--
|
9.00%
|
| CETIFICATE SECURED 2% OVER CERTIFICATE RATE |
| Unsecured Loans |
| |
--
|
12.00%
|
| |
| P.S.L. Loans |
|
Maximum $10,000.00
|
--
|
9.75%
|
| Under $500.00 |
--
|
10.00%
|
| |
| Mobile Home Loans |
| New |
--
|
8.00%
|
| Used |
--
|
12.00%
|
| |
| Motorcycle Loans |
| New |
--
|
8.00%
|
| Used |
--
|
9.50%
|
| |
| New Boat Loans |
| |
--
|
8.75%
|
| |
| Visa Credit Card |
| |
--
|
9.25%
|
| |
| Home Equity Loans |
| |
Up to 5 Years
|
3.99%
|
| |
Up to 7 Years
|
3.99%
|
| |
Up to 10 Years
|
5.50%
|
| |
Up to 15 Years
|
5.75%
|
| |
Up to 20 Years
|
5.75%
|
| |
| LOAN SPECIALS |
|
$3500.00
|
24Months
|
4.99%
|
|
$7,500.00
|
60 Months
|
6.00%
|
| |
|
DEPOSIT RATES
|
Dividend
Rate
|
Annual Percentage Yield
|
| Regular Share Accounts |
|
$100.00 and up
|
0.50%
|
|
|
Dividend paid quarterly.
|
|
|
| Certificates of Deposit (*New!) |
|
1 Year
|
.60%
|
|
|
3 Years
|
1.10% |
|
|
|
| Christmas Club Accounts |
| |
|
.050%
|
|
|
| IRA Accounts |
| |
.60%
|
|
| |
| Share Draft (Checking) Accounts |
| |
0.00%
|
0.00%
|
| |
|