Rates

 

LOAN RATES

Term

Annual Percentage Rate

New Auto Loans

 

60 Months

4.25%

 

72 Months

4.50%

Used Auto Loans
 

60 Months

5.00%

 

72 Months

5.25%

 

Share Loans
 

--

4.50%

 
Partially Secured Loans
 

--

9.00%

 CETIFICATE  SECURED      2% OVER CERTIFICATE RATE
Unsecured Loans
 

--

12.00%

 
P.S.L. Loans

Maximum $10,000.00

--

9.75%

Under $500.00

--

10.00%

 
Mobile Home Loans
New

--

8.00%

Used

--

12.00%

 
Motorcycle Loans
New

--

8.00%

Used

--

9.50%

 
New Boat Loans
 

--

8.75%

 
Visa Credit Card
 

--

9.25%

 
Home Equity Loans
 

Up to 5 Years

4.75%

 

Up to 7 Years

5.00%

 

Up to 10 Years

5.50%

 

Up to 15 Years

5.75%

 
LOAN SPECIAL          $3600.00 @24 MONTHS      4.75%
       
 

DEPOSIT RATES

Dividend
Rate

Annual Percentage Yield

Regular Share Accounts

$100.00 and up

0.50%

 


Dividend paid quarterly.

 

Certificates of Deposit (*New!)

1 Year

1.25%

 

3 Years

2.00%

 

 

Christmas Club Accounts
   

.050%

 

IRA Accounts
 

1.25%

 
 
Share Draft (Checking) Accounts
 

0.00%

0.00%

 
 
   

 

 

 

 

 

 

 

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