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ALL PURPOSE LOANS
Your credit union offers a full range of loan services for qualified member applicants. Our goal is to offer the membership at the lowest possible rate on loans while continuing to pay high dividends to our saving members. Finance charges are calculated on a simple interest basis. Credit disability insurance and loan protection insurance is available on any loan request.
Loan Purposes
Personal (Line of Credit) (P.S.L.)
A signature loan (unsecured) for any good purpose up to a maximum of $xxx,000. This means that once you have been granted a line of credit by the Credit Union all that is required for an advance is just a phone call to the Credit Union office.
New Auto Loans
We have a full range of attractive rates and terms available to help you with your new auto purchase. 100% financing.
Used Auto Loans
Attractive terms and rates are also available if you decide a used vehicle is for you.
Recreation Vehicles
This category includes loan requests for boats, campers, and other qualified R.V.'s. Please inquire for terms and conditions.
Home Improvement Loans
Almost any home improvement project qualifies. Terms available to suit your needs.
Share Secured Loans
A low cost way to finance using your credit union share accounts.
Home Equity Loans
The home that you have worked so hard for an now work for you. Your credit union can arrange a Home Equity Loan line of credit for qualifying homeowners.
First Mortgage Loans
Maximum Amount
The maximum amount of any first mortgage loan to any one member shall be the lesser of 80% of the Market Value of the Property. Call your Credit Union for rates and details.
Visa
As a Friendly Federal Credit Union member, you can enjoy the advantages of a VISA card, the credit card recognized the world over. VISA from your credit union permits you to cancel other costly credit cards.
Eight Great Reasons to Have Your VISA care at the Friendly Federal Credit Union:
- 9.25% Annual Percentage Rate
- No application fee.
- No annual fee.
- 25-day grace period.
- Low interest rate.
- Credit lines to $10,000.00.
- Cash advances at our office or any other authorized VISA location.
- Existing charge account balances may be transferred to the new VISA account.
- Free travel accident insurance coverage.
- Click here to access personal information on your Credit Union VISA card.
Low Payments
Member must pay at least the minimum payment due, which will be 3% of the Total New Balance disclosed on the Statement, or $20 whichever is greater.
Cash Advances
With your VISA, you can quickly and easily get cash advances - up to your available credit limit - at any of more than 160,000 financial locations around the world!
Finance Charge
Your VISA card comes with a 25-day grace period. This means that you will not be charged interest for purchases * if you pay your entire balance before each statement due date.
*Note: The grace period does not apply to cash advance charges
Print and complete an application today!
